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Discuss the postal saving schemes: 1.National …

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Discuss the postal saving schemes: 1.National savings certificate...2.Public provident fund....

Posted by ? S. S. ? 5 years, 2 months ago

CBSE > Class 11 > Business Studies

1 answers

Meghna Thapar 5 years, 2 months ago

The NSC is a one-time investment. The investment can start from as low as Rs 100 and there is no maximum limit. However, once you touch the limit under Section 80C (Rs 1 lakh), the investments in NSC do not qualify for a tax deduction. TDS is deducted before being re-invested again in case of bank FD. NSC, in comparison with SBI and IDFC Bank FDs, is offering higher maturity value. ... NSC certificates can be used as collateral to obtain loan. However, a bank tax-saving FD cannot be used for the same as per Bank Term Deposit Scheme Rules.

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