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Cheap and affordable credit is crucial …

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Cheap and affordable credit is crucial for the country's development highlights the role of loan in reference to India 5 marks question 5 marks question
  • 2 answers

Lavish Kumar 4 years, 3 months ago

O

Gaurav Seth 5 years, 7 months ago

  • Cheap and affordable credit is crucial for the country's development due to the following factors:
  • More lending would lead to higher incomes and encourage people to invest in agriculture, engage in business and set up small scale industries.
  • Cheap credit means more income would be left with the borrower to reinvest rather than return as interest. This leads to acceleration of economic activity.
  • Cheap credit would also allow weaker sections of society to enter formal sector of lending and rid them of exploitation at the hands of informal moneylenders.
  • Affordable credit would also end the cycle of debt trap and lead to sustainable economic activity that would allow borrowers to invest in better technology to make their business more competitive.
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